Business and Commercial Insurance

We help business owners, landlords, and property investors protect their buildings, operations, and staff across the Tri State Area. Our guidance focuses on understanding how your property is used, how your business works, and what risks matter most. This helps us design coverage that fits the way you operate.

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Contractors Insurance

Insurance for trade and artisan contractors including liability, worker's comp, commercial auto and umbrella.

Restaurants

Insurance for restaurants and food service businesses including property, liability, equipment, business interruption.

Business Owners (BOP)

A property and liability package for small businesses that need clear protection for their space, equipment, and operations.

Small Businesses

Coverage for offices, retail spaces, and local businesses that need protection for their space, and daily operations.

Workers Compensation

Coverage that supports employees and helps protect the business from workplace injury claims. Guidance on classification and compliance.

Commercial Auto

Insurance for business vehicles including liability, collision, comprehensive, and optional coverages based on how the vehicles are used.

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How it Works

  • Discovery

    We learn about your business, how it operates, and what you want to protect.

  • Design

    We structure coverage based on your risks and your goals.

  • Implement

    We put the coverage in place and walk you through each step so you understand how everything works.

  • Support

    We stay available throughout the year and help keep your coverage aligned as things change.

     

"I'm big on working with people who I'm comfortable with and take the time and Refine Risk checks both boxes"

Business Client

Frequently Asked Questions

Ready to Talk?

Our team looks forward to meeting you and learning about your business

Contact Us