Restaurant Insurance: A Guide for Restaurant Owners in NY, NJ, and CT Restaurants operate in a high-risk environment where a single accident, fire, or data breach can cause lasting financial damage. The right insurance coverage helps protect your staff, your…
A Clear Guide for Business Owners in NY, NJ, and CT General liability insurance protects your business from third-party risks that can lead to lawsuits, medical bills, or reputational harm. If you operate in New York, New Jersey, or Connecticut,…
Closing your doors doesn’t end your responsibility. If someone slips and falls near your business after hours, you may still be liable, especially when the hazard involves your signage, equipment, or property maintenance. This is where General Liability insurance comes…
General Liability Insurance for Business Owners General liability insurance is one of the most basic, essential types of business coverage. It protects your company from the kinds of claims that can happen to any business at any time. If you…
Restaurant Insurance in Westchester County NY At Refine Risk, we work with restaurant owners across Westchester, from Pelham to New Rochelle, to help secure targeted coverage without overpaying or missing key protections. This guide outlines exactly what you need, what…
Insurance Requirements for New York Startups: What You Need to Launch Starting a business in New York comes with opportunity and oversight. From legal requirements to client contracts, the right insurance coverage protects your launch from preventable risk. Foundational Insurance…
Why Restaurant Insurance in NYC Is Different Opening a restaurant in Queens, Brooklyn, or Manhattan comes with unique risks and regulations. From NYC Health Department inspections to liquor license requirements and dense foot traffic, your insurance needs are anything but…
Why Workers’ Comp Audits Matter For contractors, workers’ compensation audits can be more than just paperwork, they’re often a source of stress, surprise bills, and administrative drag. When handled poorly, audits can disrupt cash flow, lead to unexpected costs, and…
Why Attorneys Need Wire Fraud Protection Wire fraud is one of the fastest-growing financial crimes targeting law firms. Attorneys who handle real estate closings, escrow accounts, or large fund transfers are prime targets for cybercriminals. Criminals use phishing emails, spoofed…