Insurance for Licensed Child Care Providers

Most states require general liability and abuse and molestation coverage. Depending on your setup, you may also need property, auto, umbrella, and accident medical coverage. Our program is built to meet these requirements and support your operations.

In most cases, no. Homeowners policies often exclude business activity. You need dedicated child care liability coverage to meet licensing rules and protect against claims.

This coverage protects your business if a claim is made related to physical or sexual misconduct. It is required in many states and offers critical financial protection even in cases of false allegations.

Yes. If you're licensed or required to be licensed, you need insurance that matches those requirements. Even with a small group, you're still exposed to injury claims, licensing issues, and more.

We stay involved to help you respond quickly, provide documentation, and resolve the issue with as little disruption as possible.