Why Choose Refine Risk as Your Insurance Agent in Westchester and NYC
Refine Risk is an independent insurance agency based in Tuckahoe, NY, serving clients across Westchester County, New York City, and Fairfield County. We provide objective guidance and access to a wide range of carriers so you receive protection tailored to your needs.
Objective Advice from Local Experts
As community-rooted advisors, our team provides unbiased recommendations rather than promoting a single insurer’s products. We evaluate policies across multiple carriers to deliver the best fit for your situation.
Why Our Independence Matters
- Access to many insurance carriers — We have access to over 20 insurance companies
- Unbiased coverage advice — No pressure, only protection aligned with your goals
- Claims advocacy — We’ll represent your interests when coverage matters most
- One agency for all needs — Personal, business, real estate, high-net-worth
- Proactive reviews — We adjust your protection as your life evolves
How We Serve You Locally
We are licensed professionals living in the communities we serve: Tuckahoe (HQ), Midtown Manhattan, and Stamford, CT. Our understanding of local risks, from shared property liability to coastal exposure, means we build policies that reflect where and how you live.
How it Works
- Discovery: We learn about your goals and current coverage
- Design: We build a customized plan across your personal and business risks
- Implementation: We help you compare and finalize coverage
- Support: We stay involved for claims, renewals, and life changes
Ideal for High-Net-Worth Clients and Complex Needs
Our Private Client Group serves families and individuals with multi-asset exposure, including:
- Primary and secondary residences
- Fine art, jewelry, wine, and collectibles
- High-end autos and classic cars
- Cyber liability and international travel
We coordinate with your estate attorney, CPA, and financial advisor for seamless risk alignment.
Who Benefits from Our Independent Approach
- Families with evolving household needs
- Real estate investors managing rentals or mixed-use properties
- Entrepreneurs balancing business and personal risk
- Individuals with lifestyle complexity and asset concentration
Local Coverage That Understands the Region
| Region | Client Locations |
|---|---|
| Westchester County | Tarrytown, Scarsdale, White Plains, Bronxville |
| New York City | Manhattan, Brooklyn, Harlem, Astoria |
| Fairfield County | Stamford, Greenwich, Darien, Danbury |
We understand the exposures unique to this region and build coverage accordingly.
Ready to Get Started?
Your insurance should evolve with your life. Contact our team for a complimentary consultation and personalized quote.
Refine Risk, Tuckahoe, NY
(914) 704‑4200 | help@refinerisk.com
Start your quote now on our Quotes Page