Real Estate

Whether you're preparing to purchase your first rental property in Westchester County or managing a growing portfolio across Bergen, Fairfield, and Suffolk Counties, understanding your role and responsibility as a landlord is the first step toward protecting what builds you.

At Refine Risk, we help landlords in the Tri-State area protect what builds them. Our purpose-driven approach to Real Estate insurance is designed to support your goals and safeguard your legacy.

Landlord Insurance

We help find insurance for multi family real estate. Single family and multi-family rentals. Long term and short term, AirBnB, VRBO 

Retail and Mixed use

If you're looking for a policy for retail buildings we've got you covered.

Apartment Buildings

Helping landlords and commercial real estate investors insure their buildings & habitation risks. Protect your cashflow from tenant negligence.

Homeowners Associations

For those managing a co-op, condo, or homeowner's association. Protect your communities with purpose.

You Should Know

At Refine Risk, we understand that building and protecting your real estate investments requires more than just a policy. It takes a system. Our processes are designed to bring clarity to your most common questions, so you can move forward with confidence. Explore how intentional insurance solutions can secure your properties, income, and legacy.

Curated Coverage

Personalized risk management meant to get you covered properly.

Proactive Service

Our account managers are here to help you whenever you need it.

Multiple Options

Our wide range of insurance companies ensures great coverage.

We wouldn't trust our business to anyone else...

"Several years back we had a fairly significant claim on our business insurance. It wasn't until then that we realized how much we neglected our insurance through the years. Refine Risk stepped in when others couldn't help, and they've been a tremendous asset to our business ever since. If you need someone you can count on, they are incredible, and we highly recommend them! "

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Commercial Client