Real Estate Insurance for Landlords and Property Owners

Real estate investor insurance is a tailored policy package that protects your investments, rental properties, and income streams. A Real Estate insurance package cab cover things like the commercial or residential properties, general liability, loss of rental income, workers comp for maintenance staff and more. 

Factors include the property’s location, type, construction materials, occupancy, and your claims history. Additional considerations like security systems and fire suppression features can also impact pricing. Refine Risk analyzes these details to ensure your policy reflects your risk profile accurately.

Commercial real estate insurance focuses on properties like office buildings, retail spaces, and multi-unit dwellings. It often includes additional liability coverage, business interruption protection, and specialized endorsements. Residential property insurance typically covers single-family or small multi-unit rentals. Refine Risk helps you navigate these differences to build the right coverage system for your portfolio.

Each property should be evaluated individually to determine the best protection strategy. In some cases, a blanket policy may cover multiple properties under one policy. Refine Risk assesses your entire portfolio to design the most efficient and comprehensive coverage system.

Start with a thorough review of your current portfolio. Identify gaps in coverage, align each property’s risk profile with the appropriate policy, and design a protection system that grows with your investments. Refine Risk helps you build a customized strategy that brings clarity and confidence to your portfolio.