INSURANCE AGENCY Tuckahoe, New York

Insurance On Purpose

Refine Risk is a boutique insurance agency serving families, business owners, and real estate investors throughout the tri-state area with strategic, personalized insurance coverage. Based in Westchester County, we specialize in building long-term protection strategies that bring clarity to complexity so you can focus on what you’re building.

Whether you’re managing a real estate portfolio, expanding your business, or planning across generations, we help ensure your insurance evolves with you.

Start a Quote Here

We serve individuals and businesses throughout Westchester County and beyond, offering a local presence with a long-term perspective.

Familes

Planning for lifestyle protection and generational continuity

Start a Quote

Business Owners

We find dependable business insurance solutions

Start a Quote

Real Estate Investors

Coverage for rental homes, vacation properties, and investment portfolios

Start a Quote

Our process is simple.

Whether you’re reviewing your business insurance policy or expanding your rental property coverage, your experience is built for ease, clarity, and personalized protection.

  • 1

    Discovery

    We learn your goals, values, risks, and long-term vision

  • 2

    Design

    We craft a customized insurance strategy aligned with your life and business

  • 3

    Implement

    We coordinate your insurance program, ensuring nothing gets missed

  • 4

    Support

    We maintain ongoing communication to keep your protection current

Start a Quote Here

We don't sell you a policy,
we find the best one for you.

Because our agency is 100% independent, we have multiple options and can compare the best available policies for you. With flexible coverage and deductible options, we can find solid coverage for any budget. We routinely beat those companies you see on TV everyday by hundreds of dollars.

Have a Question?

From our Customers

“Amazing knowledgable service. I felt welcomed and at ease setting up my insurance needs. Will continue to visit”

-Drew F, Customer

Get Started
PATRICIA ARIAS
2 weeks ago
Libbie has been my go-to for insurance for the past 15 years. She’s always there when I need her, super helpful, and always finds me...
Read More »
Zuleica Cedeno
2 weeks ago
Libbie has been my go to insurance confidant for 10+ years. She is extremely knowledgeable and patient and makes sure you understand the process from...
Read More »
Aimee Cedeno
a month ago
Libbie has been taking care of my insurance since 2004. The team always does a great job at saving us money and getting us better...
Read More »