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Refine Risk
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Refine Risk
  • Commercial Insurance, Insurance Tips

Why Dental Practices Need Cyber Insurance

Why Dental Practices Need Cyber Insurance Dental practices store sensitive patient data, process electronic payments, and rely on internet-connected systems for daily operations. This makes them a prime target for cyberattacks. In New York, New Jersey, and Connecticut, state regulations…

  • Libbie Cedeno
  • November 26, 2025
  • Insurance Tips

Five Insurance Mistakes That Could Shut Down Your Westchester Restaurant

Five Claims That Can Shut Down Your Westchester Restaurant Running a restaurant in Westchester is hard work even on a good day. You manage staff, vendors, compliance, and customers while keeping an eye on costs and reviews. What many owners…

  • Libbie Cedeno
  • November 24, 2025
  • Agency Updates, Commercial Insurance, Insurance Tips

Insurance Requirements for New Dental Practices in NY, NJ, and CT

Starting a dental practice in New York, New Jersey, or Connecticut involves more than securing a location and equipment. Insurance requirements begin before you open your doors and failure to meet them can delay your license, lease, or loan. Whether…

  • Libbie Cedeno
  • November 19, 2025
  • Insurance Tips

2026 Restaurant Insurance Requirements in Westchester

Westchester Restaurant Insurance Guide 2026 Owning or opening a restaurant in Westchester County means managing a long list of moving parts: leases, staffing, vendors, health permits, and guest experience. In communities such as White Plains, Mamaroneck, and New Rochelle, where…

  • Libbie Cedeno
  • November 17, 2025
  • Commercial Insurance, Insurance Tips

Six Insurance Mistakes Dental Practices Make and How to Avoid Them

Even insured dental practices face uncovered risks. While most dentists carry malpractice and general liability, gaps often appear in areas like cyber exposure, employment-related claims, and equipment failure. These gaps can lead to costly disputes, denied claims, or regulatory violations,…

  • Libbie Cedeno
  • November 12, 2025
  • Commercial Insurance, Insurance Tips

How to Compare Dental Practice Insurance Quotes the Right Way

Not all dental practice insurance quotes are created equal. If you’re launching a new practice, renewing your coverage, or evaluating multiple carriers, comparing policies goes beyond just looking at the premium. In New York, New Jersey, and Connecticut, where regulatory…

  • Libbie Cedeno
  • November 7, 2025
  • Commercial Insurance, Insurance Tips

What Insurance Does a Dental Practice Really Need?

If you operate a dental practice in New York, New Jersey, or Connecticut, insurance is more than a requirement. It is a key part of your business continuity and compliance plan. From patient claims and data security to property damage…

  • Libbie Cedeno
  • November 5, 2025
  • Commercial Insurance, Insurance Tips, Restaurant Insurance

Six Common Insurance Gaps for Restaurants

Six Common Insurance Gaps for Restaurants and How to Avoid Them Restaurant insurance is often treated as a formality. But missing or incomplete coverage can lead to devastating financial losses, regulatory penalties, or business interruption. Whether you operate in New…

  • Libbie Cedeno
  • November 3, 2025
  • Commercial Insurance, Insurance Tips

Restaurant Insurance in Fairfield County CT

The Fairfield County Restaurant Landscape Fairfield County restaurants operate in a unique mix of suburban, coastal, and commuter-driven communities. Owners in Stamford, Norwalk, Westport, Greenwich, and surrounding towns must manage both operational complexity and regulatory scrutiny. Whether the business is…

  • Libbie Cedeno
  • October 24, 2025
  • Commercial Insurance, Insurance Tips

Restaurant Insurance in New York City

Business Insurance for NYC Restaurants Restaurants in Manhattan, Brooklyn, Queens, the Bronx, and Staten Island face high property values, constant foot traffic, and strict landlord requirements. Insurance provides both protection and proof of compliance. It supports operational stability and satisfies…

  • Libbie Cedeno
  • October 20, 2025
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  • Address: 8 Depot Square, Tuckahoe, New York, 10707
  • Email: help@refinerisk.com

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Refine Risk is a 5-Star rated independent insurance agency located in Tuckahoe. We look forward to assisting you with your insurance.

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"Refine Risk has been there for us, for years. We couldn't imagine using any other insurance agency. Their service is always incredibly fast, and they proactively look out for us when our policies renew. We highly recommend them! 5-Stars for sure!"

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