Protecting the Community You Manage
Managing a homeowners association means being responsible for more than just paperwork—it means safeguarding the community’s shared spaces, budget, and legal responsibilities. HOA insurance provides essential protection against the risks that come with governing residential developments.
Coverage Designed for HOAs
Our HOA policies offer broad protection, including:
- Property Insurance – Covers damage to common areas like clubhouses, pools, signage, fences, and landscaping
- General Liability – Protects the association from claims of injury or property damage on shared grounds
- Directors & Officers (D&O) Liability – Shields board members from personal liability for decisions made on behalf of the HOA
- Crime & Fidelity Coverage – Protects HOA funds from theft or embezzlement
- Equipment Breakdown – Covers repair or replacement of shared systems like HVAC or irrigation
Why HOAs Trust Us
- Experience with condo, townhome, and single-family home communities
- Custom policy solutions that meet governing documents and state requirements
- Responsive service and claims support
- Relationships with top-rated insurance carriers