Retail and Mixed Use

Protection for Your Property, Tenants & Bottom Line

Retail and mixed-use properties combine commercial activity with residential space—making them valuable investments with unique risks. Whether you own a storefront with apartments above or a block of shops and offices, specialized insurance is essential to protect your asset and income.

What’s Covered?

Our policies are designed to cover:

  • Property Coverage – Protects the building from fire, weather damage, vandalism, and more
  • General Liability – Covers bodily injury or property damage that occurs on-site
  • Loss of Income – Replaces rental income if the property becomes uninhabitable due to a covered loss
  • Equipment Breakdown – Covers HVAC, electrical, and other key systems
  • Tenant Improvements & Lease Protections – Helps honor lease agreements and restore spaces

Who Needs It?

  • Owners of commercial storefronts with residential units above
  • Investors in retail, office, or restaurant spaces
  • Mixed-use developers and property managers
  • Landlords with both residential and commercial tenants

Want to compare your options?

Click the button below to head to our quotes page where you can enter some basic information to have our team help with your insurance!